When you are hurt on the job, you may have several different opportunities for recovery. There may be workers’ compensation benefits. There may be civil judgments. There may be insurance settlements. One of the keys to realizing a full and fair recovery is making sure that, if you get paid from multiple different sources, your employer doesn’t use this in an attempt to obtain reimbursement for things it paid, like workers’ compensation benefits. This is one of many ways in which experienced Pennsylvania workers’ compensation lawyers can help you.
One recent example of a worker receiving multiple payments was the case of Michael, a patrol officer for a police department in the greater Philadelphia area. In late November 2013, he was injured in a vehicle accident that took place while he was on duty. The employer acknowledged that the officer’s injury was compensable under workers’ compensation. Six weeks after the accident, Michael was back on the job, with no loss in earnings.
As a police officer, Michael was in a somewhat unique position. Pennsylvania has something called the Heart and Lung Act. This act calls for the payment of the full salaries of police officers and fire fighters who are disabled as a result of injuries incurred on duty. Police officers and fire fighters are eligible for benefits under both the Heart and Lung Act and the Workers’ Compensation Act. The workers’ compensation benefits you accrue while you’re receiving your full salary as Heart and Lung benefits, however, are turned over to your employer. In this case, the police department maintained separate accounts for paying workers’ compensation and Heart and Lung Act benefits. Michael received $9,100 of Heart and Lung benefits.